Venmo and Cash App are the two most popular payment apps that have simplified the way to send and receive money. If you are wondering on the question- Does Venmo work with Cash App and looking to benefit from both apps, you are on the right post. In this post, we will answer all the questions on how to use Venmo with Cash App, how to transfer money between them with all the steps involved.
Is Venmo Compatible with Cash App
There is no direct compatibility between Venmo and Cash App. Both Venmo and Cash App are fin-techs which allow you to send and receive within their own ecosystem. The only way to use Venmo with Cash App is by adding your own Cash App Card as a payment method on your Venmo App or adding your Venmo card to your Cash App account.
This way you can use your Cash App funds to make payments via Venmo or vice versa. Since both Cash App and Venmo allow you to directly pull funds from a linked card for making payments. At the same time, you can also cash out or transfer your Venmo balance to Cash App or vice versa. So by this method, you can freely move funds between your own Venmo and Cash App accounts.
Venmo is a popular payments app owned by Paypal. It allows you to send and receive money within your social circle as well as pay for your daily purchases like grocery, gas etc.. The unique features in Venmo are the social feel and the ability to split common payments.
With Venmo, you can make payments using your Venmo balance or a linked credit or debit card or bank account, that you have added to Venmo.
Cash App on the other hand, is a product of Block Inc (earlier called Square Inc.). It also allows you to send and receive money with others who are on Cash App and make payments using Cash App Card. It has seen a huge surge in its usage by introducing features like Boost Offers and ability to use the app for investments in stock market and crypto.
Like Venmo, Cash App also allows you to pay using your Cash App balance or directly from a linked credit card, debit card or prepaid card.
So in essence, both Venmo and Cash App are competitors. However, the ability to add a external card as a payment method on both allows you to move funds easily between the apps.
Does Venmo work with Cash App
Yes, you can use Venmo with Cash App by linking your Venmo debit card as a payment method in Cash App. Alternatively, you can also add your Cash App Card in your Venmo account.
To add your Venmo card in Cash App, follow the steps below:
- Open Cash App and log in
- Next tap on bank icon which shows your Cash App balance at bottom left of screen
- On next screen, select “Add bank” (or tap on “Linked Bank accounts”, in case you have added a bank earlier which then gives you the option to link debit card), You can only add 1 bank account and 1 debit card in cash app, so you would need to delete earlier card if you want to add Cash Card.
- Next screen brings up the option to “Add bank account using Debit Card”
- Next, enter the 16 digit Venmo Card number and details like CVV, expiry date, ZIP etc. when prompted
- Next tap on “Add Card” and confirm
You should now be able to see the Venmo card when you tap on bank icon.
Alternatively, you can also add your Cash Card as a payment method in Venmo app. This way you have access to your Cash App funds for making payments via Venmo and can also transfer your Venmo funds to
To add your Cash Card to Venmo, follow the steps below:
- Open Venmo app and log in
- Go to the “You” tab (single person icon )
- Tap on the Settings (gear icon) on the top right
- Next tap on “Payment Methods”
- Next tap “Add bank or card” and tap “Card”
- Type in your Cash App Card information or use your mobile’s camera
How to Transfer Money from Venmo to Cash App Without a Card
If you do not have Venmo Card, you can transfer money indirectly from Venmo to Cash App by linking a common bank account in the both the apps. This will act as a bridge to transfer funds from Venmo to Cash App by first transferring from Venmo to Bank and then use Cash App to make payment from the Bank.
e.g. if you have a Chase Debit card which you have linked in the Cash App and Venmo. Whenever you need to transfer funds from Venmo to Cash App, you can use the cash out option in Venmo (subject to 1.5% fees) to transfer funds to Chase Card.
At the same time, since you have added the Chase Card in Cash App, you can directly use the money transferred to Chase and make the payment using Cash App, using the linked Chase Debit Card and need not transfer the money from Chase Debit Card to Cash App balance.
Again, if you have the Cash App Card, but not the Venmo Card, you can still add the Cash App Card in the Venmo app.
Or if you have the Venmo card, and not the Cash App Card, you can add the Venmo card in Cash App.
While Venmo and Cash App are more like competitors, you can still use funds from both the apps by adding the Venmo Card in Cash App or Cash Card in Venmo. Another method is to use a traditional bank as a bridge between both the accounts.