What Bank is Current On Plaid [Answered]

If you are looking to connect your Current account via Plaid to a financial app and wondering what bank is Current on Plaid, you are on the right post to get the complete answer.

Plaid allows you to link your bank account to financial apps by making use of online banking credentials. While Current Bank itself uses Plaid to link external bank accounts, it was earlier not possible to link your Current account to other apps via Plaid.

However, recently in 2022, Current has enabled linking its own accounts via Plaid. You should now be able to connect your Current account with other apps like Venmo, Cash App, Cash advance apps using Plaid, etc.

Current users will now be able to connect their Current bank account to any of the 6,000 fintechs in Plaid’s network of apps.

With that context, let’s come back to the main question-

What bank is Current on Plaid? Current Bank Name on Plaid

Current is a financial technology company that offers services through its banking partner – Choice Financial Group. However, on Plaid, you can find the Current bank simply by typing “Current” in the search bar and need not use the bank name.

How to Link Current Bank account via Plaid?

Follow the steps below to connect your current bank account via Plaid

  1. When linking a bank through Plaid, search for “Current” in the search bar 
  2. When prompted, enter your phone number (with or without dashes)
  3. Next, enter the 7-digit code that will be sent via SMS
  4. You should see a screen with your active accounts.
  5. Select your Individual Current Account

Using Current without Plaid

If you are looking to link your Current bank account without Plaid, there are usually two options

Use Routing Number and Account Number to manually link your Current Bank Account

Many apps allow you to link your bank account manually without using Plaid, as an alternate option. For this, you need to get the routing number and account number details for your Current account

To access these details, open the Current App and follow the steps:  

  1. On the home screen, tap your account balance
  2. Next, tap Account Numbers

When you choose to link a bank account manually, there is a test transfer to your bank account for verification purposes.

Using Current Debit Card-

Many services also allow you to link a debit card in addition to linking a bank account. Using this option, you just need to enter the relevant details of your Current Bank debit card like number, expiry date, etc. to enable linking your bank account.

Does Current Work With Plaid

Yes, you can link your Current Bank Account via the Plaid service with any of the supported financial apps.

You can also link external bank accounts to your Current App using Plaid services.

Using Current with Plaid- Benefits

Linking your Current Account via Plaid allows you to use your Current bank account on more than 6,000 fintechs, that are on the Plaid network

You can link your Current Account with external bank accounts through Plaid services.

If you have accounts that offer connections through Plaid, you’ll now see Current on the list and can link accounts from there. 

These services that enable connecting your bank account through Plaid include:

  • Peer to Peer payment applications like Cash App, Venmo or PayPal
  • Depositing funds from Current into another bank
  • Linking Current to Cash Advance Apps like Dave etc.
  • Linking Current to a Personal Financial Management (PFM) application to manage and track finances, budgets, bills, and investments 
  •  Applying for Credit Cards and other offers

Wrap Up

So you can now use Current with Plaid and just by searching using “Current” as the bank name. You can link Current with the increasing number of payment and financial apps that use Plaid. Alternatively, you still have the option to link your Current account manually or use the debit card associated with your Current account.

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I have a passion for finance and technology. On this blog, I share helpful information on products and services that we use in our daily lives and simplify things I learned the hard way.

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