Can I Get Cash App Card for Child | How to Get a Cash App Card for Child [Yes, Easy Guide]

Cash App from Square Inc (now called Block Inc.) is immensely popular with tech-savvy millennials. And it comes with the handy Cash App Card to pay all your daily expenses. While Cash App continues to grow its adult user base, you can now even get the Cash App Card for your child.

If you are aged 13-17 years, you can get a Cash App Card with your parent’s consent. In this guide, we will cover all the intricacies involved and step on how to get a Cash App card for your child.

Cash App rolled out this feature in November 2021 to target the teenagers and kids group, which has a huge demand. Earlier it was not legally allowed for minors to hold a Cash App account or a card.

While Cash App promotes this new feature as a step toward financial inclusion, there are already players in the market like Greenlight, Famzoo, and Step targeting this segment.

As a minor, you don’t get full-fledged access to a Cash App account but to a set of basic features like the ability to send, receive money, use Cash App Card for purchases, make ATM withdrawals, and cash-out balance, etc.

The way it works is that the child i.e. your son or daughter can download the Cash App on their mobile, get the parent’s consent online to open the account & use the features like Cash App card using the app.

This is a completely online process but the parent needs to have an active Cash App and Cash Card beforehand to approve this request. Once the consent is given, the child can go ahead using Cash App to customize the design for their Cash App Card and order it in the app.

The legal owner of the child’s account is the Parent. The Parent must be an active Cash App user holding the Cash App Card to be able to approve the request from the Child. The Parent can view the activity like the transactions of the child in their monthly statement

Cash App has kept limits on what features are accessible to minor accounts which include money transfer limits, restrictions on certain types of purchases, and providing parent/guardian visibility on the account usage. The Parent can also de-activate the card and account by contacting the support team when required.

Can I get Cash App Card for Child?

Yes, Cash App now allows you to get a Cash App Card for your child with the parent’s consent. The legal owner of the Cash App account will be the parent and the child will be the authorized user.

How to Get a Cash App Card for Child [Aged 13-17]

Step 1: Confirm if the Parent has an active Cash App Account beforehand

First, confirm if the Parent has an active Cash App Account with a Cash App Card. A parent can approve the child’s Cash App Count only if they use Cash App and hold a Cash App Card.

So if you as the parent, do not have an active Cash App Account, the first step is to register your Cash App account and order a Cash App Card for yourself. Once this is done, you can move to step 2.

Step 2: Minor to Download the Cash App Card on their mobile and register for a free account

Next, the minor child can download the Cash App on their mobile and register for a free account. User is asked to confirm their age as a part of the registration process, to tag the account as minor.

Make sure as a child, you enter the correct age and get your parents’ consent to get your Cash Card, otherwise, it is against Cash App terms of usage and illegal account.

Request for Approval of the Parents by applying for the Cash Card

Minor can apply for the Cash Card from his or her account, which will trigger the request to the Parent to approve it on their Cash App account. The request for approval is automatically triggered once a child attempts either of two actions i.e. 1) Requesting a Cash Card or 2) Sending a payment from their stored Cash App balance (if any -refer below on the steps to do this)

The child will be prompted to share the parent or legal guardian’s name, phone number, email address, or Cashtag for approval. Basis this information, Cash App then reaches out to the provided Parent contact for approval.

You can refer below to the detailed steps to perform this:

Applying For Cash Card

  1. Tap the Cash Card tab from your Cash App home screen
  2. Select your card style and customize (You can add your own drawings, stamps etc. to personalize the card as per your liking)
  3. Enter your name and date of birth
  4. Enter your parent or guardian’s information and tap Send

Sending a P2P payment from stored balance:

  1. Open the Cash App
  2. Confirm funds are available in the stored balance and/or add funds to your stored balance with a linked debit card.
  3. Enter the amount
  4. Tap Pay
  5. Enter an email address, phone number or $Cashtag
  6. Enter what the payment is for
  7. Tap Pay

Step 3: Parent to approve the request from their own Cash App account

To approve a request, the Parent needs to perform the following steps in their Cash App:

  1. Tap the Activity icon on your Cash App home screen
  2. On Request for Approval, tap View
  3. Review the terms and conditions and tap Approve

Step 4: Receive Cash App Card and start using the account

Once the Parent approves the request, the physical Cash App Card will be sent to the minor over mail which may take two weeks. There is also a virtual Cash App Card (which you can see on the app) that is available for use immediately using Apple Pay or Google Pay.

Can you Get a Cash App Card under 18

Yes, you can get a Cash App Card if you are in the age group of 13 to 17 years old, with your parent or legal guardian’s consent.

The legal owner of the account will be the Parent/Guardian, while the child (13+ age) is an authorized user.

Your parent or guardian can also keep track of your activity in monthly statements and close or pause the account at any time by contacting Cash App support.

Refer to the section above on the steps to open the account.

How to Use Cash App Card under 18

  1. Complete the set-up of by downloading the Cash App and initiating a request for your parent approval by either applying for Cash Card or attempting to Send money from balance (refer above section)
  2. The Cash App Card is auto-linked to the balance in your Cash App Account. Once you have received any amount in your Cash App account, you can then use Cash App Card for making purchases using your Cash App Funds.
  3. You can also use the Cash App features to send, request, and receive money.

You can check on the Cash App 13+ website for more details.

Cash App Features and Limits for Child Account

Once approved by a parent or guardian, the child will have access to the following features:

  • Send, receive and request money (Limit- $1,000 per 30 days)
  • Cash Out from balance (Limit-$25,000 per 7 days)
  • Add Cash to Cash balance (Limit- $1,000 per 30 days)
  • Cash Card spending and ATM Withdrawals
  • Direct deposit
  • Boost instant rewards

Following Cash App features are not available to child accounts and only for those who are 18+ :

Wrap Up

So finally, you can get your own Cash App Card as a teenager. A parent can get their child a Cash App Card, which can also help introduce the child to the banking fintech world and be spared from the trouble of handing them cash and keeping records. There are also other options you can explore like Greenlight and Famzoo etc. apart from Cash App for kids.

Photo of author


I have a passion for finance and technology. On this blog, I share helpful information on products and services that we use in our daily lives and simplify things I learned the hard way.

Leave a Comment