Cash App is one of the most popular apps when it comes to sending and receiving money. And what makes Cash App even better is the Cash App Card that you can use for all your daily purchases as well as to get cash or withdraw money, when required. In this guide, we are going to cover all the ways on how to get cash from your Cash App Card including withdrawing money from ATM with details of any fees involved, limits, can you withdraw cash for free, can you get cash back on Cash App Card, where can you get cash back, etc.
If you have the free Cash App Card, it is already linked to your Cash App balance. You can use this card at any place where Visa is accepted and it also works at ATM for cash withdrawals like any other bank debit card.
However, do note that Cash App has its own charges for ATM withdrawals, which is not cheap. You may be eligible to get it reimbursed if you have a direct deposit on Cash App account. We will cover all the details on this below.
You also have another way to get cash from Cash App Card, which is free.
You can even withdraw cash from Cash App by performing a cash back transaction for FREE at a retail store using your Cash App Card at self-checkout.
How to Get Cash from Cash App Card? You can withdraw cash from your Cash App Card by withdrawing money at the ATM (which is subject to fees) or by performing a cash back transaction at a supported retail store (which is free).
Let’s look at all the steps involved for each of these ways, what are the fees and where can you get cash from Cash App Card.
How to Get Cash From Cash App Card [Steps]
You can get Cash From Cash App Card by
- Withdrawing money from ATM using the Cash App Card (subject to ATM fees and Cash App ATM withdrawal fees of $2 per transaction)
- Performing a cash back transaction at a supported retail store using your Cash App Card
How to Withdraw Money from ATM using the Cash App Card
- Before visiting the ATM, make sure your Cash App Card is activated in Cash App and you have set a PIN for the Card
- Walk in to any ATM which accepts Visa Card
- Insert your Cash App Card at ATM and follow on-screen instructions
- Enter the PIN when prompted
- If it asks for Checking or Saving, you can select any of the two
- Enter the amount of cash you want to withdraw (should be within Cash App Card limit)
- Withdraw the cash
- Remove the Cash App Card
Cash App ATM withdrawal fees?
Yes, Cash App charges $2 for each ATM withdrawal. Note that this charge is in addition to any ATM operator fees that are charged by the respective bank or network which runs the ATM.
So it can be an expensive option unless you are eligible to be reimbursed (see below on the ways to withdraw cash for free). If you compare this with Cash App’s competitors like Venmo, which offers free withdrawal at network MoneyPass ATMs.
There are no such free ATMs to withdraw money from Cash App Card for free. You have to bear the ATM operator fees as well as Cash App’s own ATM withdrawal fee of $2.
However, there are options to get this fee reimbursed from Cash App, on fulfillment of certain conditions
Can you Withdraw Cash from Cash App Card for free?
There are 2 ways to withdraw money from Cash App Card for Free. One is getting the ATM fees completely reimbursed (subject to limits), if you have set up a direct deposit of $300 or more with Cash App, before such withdrawal. The other is by withdrawing money using the cash back option at a retail store rather than withdrawing money at the ATM.
Cash App Card ATM Fees Reimbursement
If you receive a pay-check direct deposit of $300 (or more) in your Cash App account, you will be eligible to get the ATM fees reimbursed from Cash App, including the ATM operator fees.
Post receipt of such direct deposit, Cash App will reimburse fees for up to 3 ATM withdrawals per 31 days, and up to $7 in fees per withdrawal.
Each month you receive further qualifying direct deposit, it will add another 31 days of ATM fee reimbursement. So you have to keep it ongoing to continue to receive the benefit.
Now if you don’t set up a direct deposit to avoid ATM withdrawal fees, there is still a way ahead. That is by cash back.
Let’s see this way.
How to Get Cash using Cash Back from the Cash App Card
You can also withdraw cash by performing a cash back transaction with the Cash App Card.
For this, walk-in to any supported retail store which includes popular names like Walmart, Target, Walgreens, etc., buy any item you want, and tap on the cash back option when prompted you do the self-checkout at the Point of Sales machine, using your Cash App Debit Card
To withdraw money from Cash App at Walmart –
- Find a supported retail store nearby
- Visit the store and look for any small item to purchase
- Next go to the self-checkout counter
- Scan the product
- Select debit card as payment method
- Insert your Cash App card in the PoS
- Select “Yes” when prompted for cash back
- Next enter the amount you would like to get as cash back (should be within cash app withdrawal limit)
- Next enter your Cash Card PIN
- Complete the payment
- Take the cash from the machine
- Remove your card
You can get the cash back only on purchasing an item.
Do note that Cash App has a single limit for withdrawals which includes ATM withdrawals and cashback at check-out (see below)
Are there any fees to withdraw money using cash back from Cash App?
No, Cash App does not charge any fees to withdraw money using the Cash Back option. You only need to buy an item to be able to access the cash back option at the time of check out.
Cash App Cash Withdrawal Limits
You can use your Cash Card to get withdraw money from ATMs as well as to get cash back, up to the following limits:
- $310 per transaction
- $1,000 per 24-hour period
- $1,000 per 7-day period
Hope this post helped you get the complete details on how to get cash from Cash App Card. If you have any further doubts or are stuck, you can try reaching out to Cash App Support. You can let us know of your experience in the comments.