How to use Apple Pay at Gas Station [Complete Guide]

If you are looking to know how to use Apple Pay at Gas Stations, this guide will walk you through the steps and provide some helpful information on what gas stations support Apple Pay.

You don’t want to spend a lot of time at a gas station. And Apple Pay does help you achieve that by speeding up the process to pay for the gas. It not only saves time, but is also quite convenient, once you get the hang of it.

First things first, Apple Pay is accepted at all major gas stations that include Shell, Costco, Chevron, Exxon, Wawa, Arco, etc.

Apple Pay works using NFC technology. So all gas stations accepting Apple Pay will have the “Tap to Pay” symbols displayed on the gas pumps (Apple Pay logo or the NFC Wi-Fi symbol)

However, you may run into gas pumps that do not provide the Apple Pay option. This is more to do with the local pump owner than the company.

To pay with Apple Pay at the gas station, hold your iPhone near the NFC reader at the pump (Wi-Fi/NFC symbol) that will launch the Apple Wallet automatically, authenticate yourself using touch id or face id, and follow the on-screen instructions to complete the payment.

An alternative way you can explore that works for some gas stations that have their own app – Download the respective Gas Station App (where supported) on your mobile, then add Apple Pay as the payment method in the app and complete the payment on mobile itself.

Let’s see the detailed steps to do this.

Way 1: How to Use Apple Pay at Gas Station [Steps]

Way 1: Using the NFC reader at the Gas Pump

  • Step 1: Line up your vehicle against the gas pump
  • Step 2: Look for the Apple Pay logo or NFC symbol (Wi-Fi symbol- usually in white font on black background) on the gas pump which means that you can pay using Apple Pay.
  • Step 3: Hold your iPhone near the NFC symbol which should open up the Apple Pay app automatically on your iPhone.
  • Step 4: Depending on the iPhone, you can verify using the Touch Id, Face id or pass code to authenticate yourself which activates the pump.
  • Step 5: Next follow the instructions on the pump screen display and proceed with filling the gas, once it gives you the message.

This works for all gas stations accepting Apple Pay.

Way 2: Using Apple Pay as the payment method in the Gas Station App

There is another method that works at certain gas stations where you can complete the payment using the gas company app. Many companies have their own apps which you can use to fill the gas and make the payment- like Exon Mobile Rewards+ App, Shell Speedway App (using Pay at the Pump), BPme: BP & Amoco Gas Rewards App.

For this, download the app for the gas company where you will fuel on your phone, complete the sign-up, add Apple Pay as a payment method in the app and then complete the payment in-app at the station, without having to use the NFC reader on the gas pump.

How to Use Apple Pay at Gas Station-2

Exxon and BP have apps that allow them to use ApplePay within the app. The Exxon app allows you to scan a QR code at the pump.

Using Apple Pay at Exxon Gas Station [App Method]

  • Step 1: Download Exon mobile app & Link your Apple Pay as payment method in it . Steps -After downloading the Exxon Mobil app, tap on “Account,” then scroll to “Payment method” option. Select “Add a new payment method” and choose “Apple Pay.”
  • Step 2: Be sure your Apple Card is set as your default card with Apple Pay in the Wallet app
  • Step 3: Allow the app to access your location when you’re using it
  • Step 4: When you’re near a gas station, select “Pay Now” in the drop down menu on the app
  • Step 5: Select the pump number you’re at and then it should authorize.

It will automatically charge your card the correct amount after you’re done filling up.

Using Apple Pay at Shell Gas Station [App Method]

Shell Pay at Pump is a mobile fuel payment feature available in Shell App. Using this, you can pay for fuel using your mobile quickly from your car without needing to use the reader at the gas pump. It is available at most Shell stations. Follow the steps below to use Apple Pay within the Shell app to make payment at a gas station:

  • Step 1: Download Shell App and add “Apple Pay” as payment method in it
  • Step 2: Once you enter the pump and line your car against the gas pump, open Shell App and confirm the pump number
  • Step 3: Select your payment mode as “Apple Pay” for your fuel quickly without queuing up in store
  • Step 4: Wait for the ‘Start Fuelling‘ message to appear.
  • Step 5: Proceed to Fill Up the fuel and the charge gets debited automatically from your selected payment method after you are done filling up

Using Apple Pay at Chevron Gas Station [Normal Method]

You can use Apple Pay by the normal method by holding your iPhone or Apple watch near the Apple Pay Logo or NFC symbol on the gas pump.
This triggers the Apple Pay app, authenticate using touch id or face id and then follow any instructions on-screen at the gas pump.

While Chevron does have its own app, it, unfortunately, does not allow Apple pay to be added as a payment method as of now.

Using Apple Pay at the BP Gas Station [App Method]

You can use Apple Pay at a BP gas station using their app.

Download the BPme Rewards gas app on your iPhone, open the gas app and & add “Apple Pay” as a payment method.

You can check-in at participating BP or Amoco gas stations on the app, once you enter the gas station, select your fuel pump from the comfort of your car.

Also, remember that some of the gas stations require you to pay with your debit card when you use Apple Pay. For example, most ARCO gas stations accept Apple Pay only when a debit card is used.

Take into account the hold charges when paying with Apple Pay (using Apple Cash or Debit Card) at Gas Station

While using Apple pay at a gas station using the scan method, you may choose to use Apple Cash as a payment method, instead of a linked credit card.

While this method works well, do note that you have sufficient balance in your Apple Cash account to cover any hold charge. This can even the case, if you choose to pay with your bank debit card or Apple Cash balance.

Hold charge is an estimated amount (usually up to $150) that gets debited to check if you have an adequate balance in your Card or Apple Pay wallet, since the amount of gas is not known beforehand.

It puts a temporary charge on for an amount that can be much higher than fuel you have filled.

This hold charge gets reversed later and only the amount payable for the fuel is actually debited.

List of Gas Stations that take Apple Pay

  • ARCO
  • BP
  • Caseys
  • Chevron
  • Citgo
  • Conoco
  • Costco
  • Cumberland Farms
  • Exxon
  • Kwik Fill
  • Kwik Tup
  • Meijer
  • Philips 66
  • Quik Trip
  • Race Trac
  • RaceWay
  • Shell
  • Sheetz
  • Speedway
  • Sunoco
  • Texaco
  • Valero
  • Wawa
  • 7-Eleven

Note: Not all gas station locations may accept Apple Pay. So have a back up plan.

How to set up Touch ID & Face ID for Apple Pay-

Apple Pay works using either your Touch ID (for models up to iPhones 7)

To set up Touch Id, follow the steps below:

  • Go to Settings App on iPhone (Gear Icon)
  • Next tap on “Touch id & Passcode
  • Enter your Passcode on being prompted
  • Next tap on “Add FingerPrint”
  • Place your finger on iPhone Home Button and follow the instructions

To set up Face id follow the steps below (for iPhone 8s and above):

  • Go to Settings (Gear Icon) on iPhone
  • Next tap on “Face id & Passcode
  • Enter your Passcode on being prompted
  • Next tap on “Set up Face id
  • Next tap on “Get Started” and Position your Face in front of the camera. Follow the instructions to move your face around the circle and complete the face id


So there you have all the easy ways to use Apple Pay at a gas station. You can either use the NFC reader at the pump or make the payment within the gas app (if the gas company offers one) using Apple pay as a payment method.

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I have a passion for finance and technology. On this blog, I share helpful information on products and services that we use in our daily lives and simplify things I learned the hard way.

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