If you use Varo and are looking for the complete list of cash advance apps that work with Varo, you are on the right post. Varo is a popular mobile banking option that offers online banking without most fees, through its own bank i.e. Varo bank. It also offers its own cash advance facility for up to $100.
Cash advance apps turn out to be a cheaper option when you are short on cash between two pay cycles.
The number of cash advance apps has only been growing, as the traditional banks charge fees as high as $35 per overdraft. Payday loans also turn out be to expensive.
Most cash advance apps do not charge any overdraft fees and rely on tips or subscription fees as a revenue source.
There are many popular cash advance apps in the market like Dave, Money Lion, Earnin, Albert, Cleo, etc. But not all of them work with Varo.
To reiterate, you can also use Varo’s own cash advance option which allows you to advance up to $100. However, it comes with a small flat fee ($3 to $5) if the advance amount is $50 or more.
Cash Advance Apps that work with Varo
|Cash Advance App||Works with Varo||Remarks|
|Branch||Yes (for some users)||If you have set up direct deposit with Branch Wallet|
|Klover||Yes||Some users face issues|
|Empower||Yes||Some users face issues|
Cash Advance Apps like Cleo, MoneyLion, Dave, Albert, Klover, Empower, etc. all work with Varo. However, Brigit, Earnin and Grid do not support Varo. While for using Branch with Varo, you need to have direct deposit with Branch wallet only.
Let’s talk about the details for the various apps and common issues faced when linking the cash advance app with Varo.
Does Cleo work with Varo?
Yes, Cleo works with Varo and there are no issues reported with linking Varo bank account to Cleo. You can link your Varo bank account or debit card to get the cash advance by subscribing to Cleo Plus Service.
With Cleo, you can get a cash advance of $20 to $70 without overdraft fees (no credit check required), if you are using it for the first time. You get access to a higher limit of up to $100, once you pay back the earlier advances. You do need to subscribe to the Cleo Plus service ($5.99 a month) to get access.
Does Brigit work with Varo?
No, Brigit does not work with Varo due to issues in maintaining connectivity.
Brigit also does support Netspend and Chime, at the moment.
Does Earnin work with Varo?
No, Earnin has listed Varo as one of the banks they do not support on their website. So you won’t be able to get Earnin advance with your Varo account.
There is no reason mentioned as to why Earnin does not work with Varo. Earnin also does not support other accounts like Oxygen, Current, Netspend etc. but supports selected users of Chime, as per its official list.
Does Branch work with Varo?
Branch currently does not support Varo. You can still use Branch if you bank with Varo, but only if you have set up your direct deposit on Branch Wallet.
Does Dave work with Varo?
Dave is one of the cash advance apps that work well with Varo. There are no issues reported by users linking their Dave account with Varo bank.
To connect your Varo bank account in Dave:
- Go to the Profile tab on Dave App
- Next tap Linked Banks and Card
- Next tap Change
- Next, select Change bank and continue through
Does Money Lion work with Varo?
Another popular cash advance app that works with Varo is Money Lion. To link Varo Account in MoneyLion, go to the “Finances” tab at the bottom of the MoneyLion home screen and then select “Link an account.” Select Varo bank from the list of options or use the search bar to find it.
MoneyLion is a membership-based service that offers you the instacash option (without interest) of up to $250 ahead of payday. The amount of advance you can get depends on the direct deposit amount. It also provides short-term loans.
If you want to receive your Money Lion advance in your Varo account, go to “Transfers”, tap “Add Account”, select Varo and add your account.
Do note that to be eligible to get a cash advance with Money Lion, there are a few conditions:
- The bank account has been active for at least two months
- Has regular deposits of income/paychecks
- It has a positive balance
Does Albert work with Varo?
Albert is a popular cash advance app that works fine with Varo. You can connect your Varo Account with Albert to get a cash advance against your next paycheck.
Albert offers advance amounts ranging from $100 up to a maximum of $250, depending upon your income.
Albert App follows a subscription business model with a monthly fee of $3.99 and does not charge interest or late fees. Also, if you want to advance instantly, you need to pay a $4.99 delivery fee.
Does Klover work with Varo?
Yes, the Klover app works fine with Varo. You can add your Varo Bank account in the Klover app and fulfill the direct deposit requirement to get a cash advance.
Steps to link your bank account in Klover
- Open the Klover App.
- Next, go to the “Profile” icon on the dashboard
- Next tap on “Bank” and “Remove” (if you have linked another bank)
- Select “OK” to confirm that you will be removing your bank account and debit card (your debit card will automatically be unlinked once you remove your bank account)
Klover follows a unique model as it does not charge you interest, charges, or check your credit score. It earns money by serving you custom ads based on your profile.
However, You need to at least 3 direct deposits to qualify for a paycheck advance. The amount of advance you can get varies from $100 to $500.
Does Empower work with Varo?
Yes, Empower app works with the Varo bank account. To add Varo account in Empower, go to the home page of Empower app, scroll to Accounts Section and tap on the +icon account with online banking details.
Empower allows eligible members (Which requires setting up a checking account) to get an interest-free advance of up to $250. There are some criteria to be eligible like a healthy current account balance, recurring deposits from the employer, and balance history for Empower to qualify. It also charges a monthly subscription of $8.
Does Grid work with Varo?
No, Grid is one of the cash advance apps that does NOT support Varo, as per its official list.
You can also get an advance from Varo, up to $100. However, there is a small variable fee involved depending on the amount of advance. For $50 it is $3, $75 it is $4, $5 for 100
To be eligible,
- Your Varo Bank Account must be at least 30 days old
- Your account must be active without any negative balances.
- You must have at least $1,000 in direct deposits to either your Bank Account, Savings Account, or both combined in the last 31 days.
Using Varo advance, you also get the ability to set up automatic payments directly from your Varo bank account.
So there are a bunch of cash advance apps that work well with Varo. But at the same time, some apps like Brigit, Earnin, etc. are not accepting Varo currently. You can also check the list of cash advance apps that work with Chime.