Using the Cash App is becoming a popular way to pay for your everyday purchases. This guide will walk you through the steps on how to use your Cash App Card to make payments at gas stations.
First things first, you need to have a Cash App Debit Card to make payments at gas station or purchase grocery using Cash App funds. You cannot pay directly pay with Cash App funds. If you don’t have a Cash App Card, you can apply for the same in the app. You can check here for the steps to apply for Cash Card for this purpose.
Just like your Debit Card pulls funds from your bank balance, Cash App Card uses the funds in your Cash App Account Balance for making payments.
How to Use Cash App Card to make payments at Gas Station
Just like a debit card, swipe your Cash App Card at a gas station to pay for your gas. However, do note that gas stations may charge your Cash Card with a temporary authorization hold of up to $100 (like for any other Debit Cards). This is also called a pre-authorisation charge to check if you have sufficient funds and is reversed later.
To avoid this charge, you can go inside and pay at the register for actual amount of gas you want to get (instead of swiping card at the pump)
In case, you choose to pay directly at gas station pump (without going inside), make sure you have adequate balance in your Cash App account- to cover the hold charge and avoid a decline.
The gas pump places a hold (pre-authorisation charges) because they don’t know what the final amount will be . The amount of hold varies between different Gas stations. Sometimes it can be in excess of $100. Your actual cost of gas gets charged later as a separate transaction that releases the authorization hold.
Most people get confused about these charges. They also have complaints about the delay in refund of pre-authorisation charge. It’s actually a temporary block on your funds and can be a bit of pain.
The best way again is just go inside and prepay at the register before you pump the gas. By doing this, your account gets charged for the exact amount- as against paying at the pump where you can’t tell what your total charge will be. It can be a bit inconvenient as it requires to walk in and estimate for the amount of gas you need. But it saves you from the pain of hold up charges and having to wait for a refund.
Usually, it takes good amount of time for refund of these pre-authorisation charges i.e. up to 5 business days depending on the merchant and the bank involved.
Boost your pump
Time and again, you get boost offers on your Cash App. If you are lucky enough to find a boost offer for your gas purchases (like at Krogers Fuel Centers), it’s best to again use this boost at the pump by prepaying a fixed amount at the register at Gas Station. It’s much better than to pay as you go at the pump which will again put you in confusion with hold charges. But you would get the Boost saving either ways.
Steps to Apply For a Cash Card ( if you don’t have it yet)
To apply for a Cash App Debit Card, you should complete verification of your Cash App account. This requires you to provide Social Security number (last 4 digits) and other details like full name and date of birth. This is a way to verify your identity and also confirm that your age is at least 18.
Once you have a verified account, you can apply for the Cash App Card using the steps below:
- Tap the Cash Card tab on the App home screen
- Press Get Cash Card below the Card image
- Tap Continue
- It will ask you to digitally sign and your signature is added to the card as a personalization
- Next you need to enter your mailing address where you want the card to be delivered
- Next you need to confirm a PIN for the card
Card number is generated immediately and you can see the virtual card on the app. In fact, the card can be used for online payment even before it is delivered. But the physical card takes 7-10 days to reach
So you can conveniently pay at the gas stations using your Cash App funds. But you need to have the Cash App Card for it. And if you choose to prepay inside, you can avoid authorization hold charges.
If you are paying directly at pump, make sure you have adequate balance in Cash App account to cover the hold charges and be patient to get back the refund.
I am a blogger and on this website, I share helpful information mostly on products and services I personally use.