Using the Cash App is becoming a popular way to pay for your everyday purchases. This guide will walk you through the process on how to use Cash App Card to make payments at Gas Station.
First things first, you need to have Cash App Debit Card to make payments at Gas Station or Grocery Purchases from Cash App Funds. You cannot pay directly pay with Cash App Funds.
If you don’t have a Cash App Card, you can apply for the same in the app. Just like your Debit Card pulls funds from your bank balance, Cash App Card uses the funds from your Cash App Account Balance for the payments.
Again to apply for a Cash App Debit Card, you should verify your Cash App account which requires you to provide Social Security number (last 4 digits) and other details like full name and date of birth. This is a way to verify your identity and also confirm that your age is at least 18. You can check here on the steps to apply for Cash Card.
How to Use Cash App Card to make payments at Gas Station
Just like a debit card, you can swipe your Cash App Card at the Gas Station to pay for your Gas. However, you should note that Gas stations may charge your Cash Card with a temporary authorization hold of up to $100 for gas like for any other Debit Cards. This is also called a pre-authorisation charge which is used to check if you have sufficient funds. To avoid this charge, you can go inside and pay at the register for actual amount of gas you want to get.
If you are pumping directly at gas station (without going inside), make sure you have adequate balance in your Cash App account to avoid a decline due to hold charge.
The gas pump places a hold (pre-authorisation charges) because they don’t know what the final amount will be . The amount of hold varies between different Gas stations. Sometimes it can be even more than $100. Your actual gas cost gets charged later as a separate transaction that releases the authorization hold.
Most people get confused about these charges and have complaints about the delay in refund of pre-authorisation charge. It’s actually a temporary block on your funds and can be a bit of pain.
The best way again is just go inside and prepay at the register before you pump the gas. In this way, you can get the card charged for the exact amount as against paying at the pump where you can’t tell what your total charge will be. It can be a bit inconvenient as it requires to walk in and estimate for the amount of gas you need. But it saves you from the pain of hold up charges and having to wait for a refund.
Usually, it takes good amount of time for refund of these pre-authorisation charges i.e. up to 5 business days depending on the merchant and the bank involved.
Boost your pump
Time and again, you get boost offers on your Cash App. If you are lucky enough to find a boost offer for your Gas purchases (like at Krogers Fuel Centers), it’s best to again use this boost at the pump by prepaying a fixed amount at the register at Gas Station. It’s much better than to pay as you go at the pump which will again put you in confusion with hold charges. But you would get the Boost saving either ways.
Steps to Apply For a Cash Card ( if you don’t have it yet)
- Tap the Cash Card tab on the App home screen
- Press Get Cash Card below the Card image
- Tap Continue
- It will ask you to digitally sign and your signature is added to the card as a personalization
- Next you need to enter your mailing addre ss where you want the card to be delivered
- Next you need to confirm a PIN for the card
Card number is generated immediately and you can see the virtual card on the app. In fact, the card can be used for online payment even before it is delivered. But the physical card takes 7-10 days to reach
So you can use your Cash App to pay at the gas stations. But you need to have the Cash App Card for it and make sure you prepay inside to avoid hold charges. If you are paying directly at pump, have an adequate balance in Cash App account to cover the hold charges and be patient to get back the refund.
I am a blogger and on this website, I share helpful information mostly on products and services I personally use.